Terms of use

These Terms of Use, and any documents referred to herein, set out the terms and conditions on which you are permitted to use our website, http://www.gsn-online.com/ (our website). By using our website, you agree to be bound by, and to comply with, these Terms of Use.

These Terms of Use are effective from 29 April 2024.

Please read these Terms of Use carefully. We recommend that you print off a copy of these Terms of Use for your records, as well as any future versions of them, as we may update them from time to time.

If for any reason whatsoever you do not agree to these Terms of Use or do not wish to be bound by them, you must not access or use our website.

Contents

Our details
Your responsibility for others who access our website using your device or internet connection
Other documents governing your use of our website
Availability of our website
Changes we may make to these Terms of Use and other documentation
Your account details
Ownership of material on our website
Conditions of sale, including subscriptions
Subscription fees and payments
Information and content on our website provided on non-reliance basis
Permitted use of materials on our website
Prohibited uses of our website
Viruses and other harmful content
Links to other websites
Disclaimers
Governing law and jurisdiction

1. Our details

1.1 Cross-border Information (London) Limited (we, our and us) operates the website.

1.2 Cross-border Information (London) Limited is a limited liability company incorporated in England and Wales (company number 07655147. Our registered address is 4 Bank Buildings, Station Road, Hastings, East Sussex, England, TN34 1NG. Our VAT registration number is 114 8313 39.

1.3 Our contact telephone number is +44 1424 721667 and our contact email address is [email protected].

2. Your responsibility for others who access our website using your device or internet connection

You must ensure that any persons who access our website on your computer(s) or device(s), or who are permitted or able to access our website on your computer(s) or device(s), or who use your internet connection, are aware of these Terms of Use and all other documentation referred to in them, and that such persons also agree to be bound by and to comply with these Terms of Use. If for any reason whatsoever, such persons do not agree to these Terms of Use or do not wish to be bound by them, they must not access or use our website, and you must not permit them to do so.

3. Other documents governing your use of our website

3.1 In addition to these Terms of Use, your use of our website is also governed by the following documents:

(a) Our privacy policy, which is available at http://www.gsn-online.com/privacy-policy. Our privacy policy governs our use of your information. It sets out the types of information we collect, the reasons we collect it, how we use it, where we may pass it on to any third parties, in what circumstances and for what reasons, and any other relevant information relating to our use and/or processing of your information and your rights in relation to your information.

(b) Our cookies policy, which is available at http://www.gsn-online.com/cookiespolicy. Our cookies policy governs our use of cookies and similar technologies on our website. It sets out the types of cookies we use, the purposes for which we use them, the circumstances in which we may place cookies on your computer, device or browser, and other relevant information relating to cookies, such as how to change your browser preferences and settings to accept or reject cookies.

3.2 By accessing and using our website, you agree to be bound by the terms and conditions contained in these Terms of Use, you acknowledge that we will process your information in accordance with our privacy policy, and our use of cookies and similar technologies in accordance with our cookies policy.

3.3 If you do not agree to the terms set out in these Terms of Use, you must not use our website.

4. Availability of our website

4.1 We make no representations and provide no warranties that:

(a) the website will be made available at any specific time or from any specific geographical location;

(b) your access to the website will be continuous or uninterrupted; or

4.2 We reserve the right to suspend access to all or part of the website for any reason, including for business or operational reasons, such as improving the appearance or functionality of the website, content updates, periodic maintenance, or to resolve any issues that we become aware of. Wherever we anticipate that we need to suspend access to the website for a considerable period of time, we will try to provide you with prior notice where reasonably practicable.

4.3 Our website is provided for users in the United Kingdom only. Although it may be possible to access the website from other countries, we make no representation that our website is compliant with any legal requirements in force in any jurisdiction other than the United Kingdom, or that the content available on the website will be appropriate for users in other countries or states.

5. Changes we may make to these Terms of Use and other documentation

5.1 We reserve the right to update these Terms of Use, our privacy policy, our cookies policy and any other documentation referred to in any of these documents from time to time. We may change our Terms of Use and other documentation for any reason, including:

(a) to reflect any changes in the way we carry out our business;

(b) to account for any changes we make to our website, including, without limitation, any new features or functionality we provide, any adjustments to the means by which we provide notices to you, or any changes in the content, purpose or availability of the website;

(c) to accurately describe our current data-processing activities so that you are kept up to date with our latest practices;

(d) to inform you of any changes in the way that we use cookies or similar information-gathering technologies; or

(e) to ensure that our documentation complies and remains compliant with any and all current and future applicable laws, regulations and official guidance.

5.2 If required by law, we will provide you with notice of any changes in these Terms of Use or the other documentation referred to in them by posting a notice on the website and/or by posting an updated version of these Terms of Use or other such documentation on our website with a new effective date stated at the beginning of them.

5.3 By continuing to access our website after we have updated our Terms of Use, terms of sale, and/or user content agreement, you agree to be bound by those updated versions. You also acknowledge that by continuing to access our website after we have updated our privacy policy and/or our cookies policy, that the practices set out in those updated policies will apply to our handling of your information and our use of cookies and similar technologies.

5.4 You must check these Terms of Use and all other documentation referred to in them each time you access our website in order to ensure that you are aware of the terms that apply to you at that time.

5.5 The date that these Terms of Use and/or any other documents (including our privacy policy and cookies policy) were last amended is set out at the top of that document and is referred to as that document’s “effective date”.

6. Your account details

6.1 If we provide you with account information such as a user name, identification number, account code and/or password, you must keep such information confidential and secret and not disclose it to anyone. All account information is provided for use of the named account holder only, and not for any other person. You are responsible for any consequences of unauthorised access to your account due to any disclosure of your account information to any third party.

6.2 Where we provide you with the option to select your own login information, including a password, we recommend that you supply login information unique to your own use of this website, and do not use information from other accounts you may hold with other websites or any easily discoverable information about you. You are responsible for any consequences of unauthorised access to your account due to any disclosure of your login information to any third party.

6.3 You must never use another user’s account without permission. When creating your account, you must provide accurate and complete information. You agree that you will not solicit, collect or use the login credentials of other individuals. We prohibit the creation of, and you agree that you will not create, an account for anyone other than yourself. You also represent that all information you provide to us upon registration and at all other times will be true, accurate, current, and complete. You agree to update your information as necessary to maintain its truth and accuracy.

6.4 We reserve the right to withdraw access to your account without notice for any actual or suspected breach of these Terms of Use or any other documentation referred to in them, including, without limitation, where we suspect that there has been unauthorised access to your account, or any unauthorised disclosure of your login information.

6.5 If you know or suspect that the confidentiality of your login information has been compromised, for example, by the disclosure of such information to any third party, you must immediately change your password. If you are unable to change your password, you must immediately notify us by email, at [email protected].

6.6 We will notify registered users in the event that we receive information that indicates that our websites have experienced a cybersecurity incident that may have led to user data being compromised.

7. Ownership of material on our website

7.1 All the written material, data and maps, graphics and other content is CbI’s exclusive property and is protected under UK and international copyright and intellectual property law.

7.2 All trade marks, service marks, trade names, logos, copyright and other intellectual property rights in our website and its content are either owned by us or licensed to us. All such rights are protected by intellectual property laws around the world, and all rights are reserved. Any use of the website and its contents, other than as specifically authorised herein, is strictly prohibited. Any rights not expressly granted herein are reserved by us.

7.3 The trade marks, service marks, trade names, logos and other branding owned by third parties and used or displayed on or via our website (collectively, “Third Party Mark(s)”) may be trade marks of their respective owners, who may or may not endorse or be affiliated with or connected with us. Except as expressly provided in these Terms of Use, or in terms provided by the owner of a Third Party Mark, nothing in these Terms of Use or on or via the website should be construed as granting, by implication, estoppel, or otherwise, any licence or right to use any of our or any Third Party Marks that are used or displayed on the website, without the respective owner’s prior written permission, in each instance. All goodwill generated from the use of our trade marks will benefit us exclusively.

8. Conditions of sale, including subscriptions

8.1 Subscriptions to Gulf States Newsletter (GSN) are offered as:

Small entity licence: Small entity subscribers are those based in a single location, either individuals or entities with up to nine personnel.
Large entity licence: We offer online options for companies with staff located or linked to one to four different locations. The licence only covers staff at the purchasing entity i.e. it does not include separately managed affiliates, subsidiary businesses, or parent organisations.
Enterprise licence: Enterprise subscribers are those with staff across more than four sites. This licence also applies to organisations with 21 or more users.
University library licence: University library subscribers are exclusively those at university and teaching institutions. The licence does not include commercial or other libraries. Access is for accredited staff and students and is for academic use only. It does not extend to affiliated entities, departments or individuals involved in commercial activities or consultancy.

8.2. Once a subscription level has been agreed, it remains in place for the agreed term of the subscription. The subscription level on renewal will be defined by the number and distribution of users at the time of renewal.
8.3 Additional users must be added by contacting Cross-border Information at [email protected]
8.4 Log-in details are private and non-transferrable. Users at subscribing entities commit to keeping log-in and password details secret and not to share them.

9. Subscription fees and payments

9.1. Fees. Except in the case of complimentary access as granted by CbI, the Subscriber shall pay CbI the fee for the first annual period on the billing start date. Unless otherwise expressly defined on the subscription order form and/or invoice, or renewal form, the fee for any subsequent annual period shall be due on the anniversary of the billing start date or the access start date.

Subscription fees are non-refundable except under conditions specified in these terms of use.
Late Payments. If a Subscriber fails to pay the fees as set out in these terms, CbI shall be entitled to interest from the day on which the fees are due at the rate of 1.5% month, accruing daily.
Taxes. In addition to the fees, the Subscriber will pay CbI or the relevant taxing authority, as appropriate, any applicable sales, use, goods and services, value added or other taxes, including withholding taxes. In all cases, the amounts due will be paid by the Subscriber in full without any right of set-off or deduction and the amount received by CbI shall not be less than the aggregate Fees.

9.2 Subscription term

Term. The conditions of these terms of use become applicable either from when the Subscriber pays the fees (Billing Start Date), or when the Subscriber is granted access to the website and its content (Access Start Date), whichever is earlier.
CbI will provide access to the services immediately on receipt of payment, or from when the subscription order is confirmed.
The subscription term shall:
- run from the access start date for a period of 12 months or any other period agreed in the subscription agreement
- automatically renew for subsequent annual periods upon the expiration of the current term, subject to the Subscriber’s right to terminate under Y.3.

9.3. Termination.

A subscription licence may terminated or suspended:
1. by the subscriber with at least thirty (30)-day’s notice before the subscription renewal date
2. by the subscriber if CbI commits a material breach of these terms of use
3. by CbI if the subscriber commits a material breach of these terms of use
4. by CbI with immediate effect if the Subscriber does not pay any fees within 14 days after notice that such fees are overdue.
5. by either party on written notice with immediate effect if a receiver is appointed over any assets of the other party or the other party makes any arrangement with its creditors or becomes subject to an administration order or goes into liquidation or anything equivalent to the foregoing or the other party ceases to carry on business.
If the subscriber terminates under sub-clause 2, CbI undertakes to repay the Subscriber the pro rata amount of the unused period of the subscription.
If a subscription is suspended for non-payment, any resumption of the subscription will continue from the original access start date.

10. Information and content on our website provided on non-reliance basis

10.1 Our website is made available to you in order to provide you with general information about us, our business, and any products or services that we offer from time to time. We do not make our website available for any other purposes, except as expressly provided in these Terms of Use.

10.2 The content on our website is not intended to be construed as advice. You must not rely on any of the content of our website for any purposes whatsoever, and you must seek your own independent professional advice before deciding to take any course of action on the basis, whether in whole or in part, of any of the content available on our website at any time.

10.3 We make no representations and provide no warranties whatsoever, whether express or implied, that any of the content or materials available on our website from time to time are accurate, up to date or complete.

11. Permitted use of materials on our website

11.1 All content published by Cross-border Information (London) Ltd is protected under UK copyright law the Berne Convention, and other international intellectual property law. The access provided to subscribers under our licences does not permit any: copying of material; distribution of copies, whether free of charge or for sale; renting or lending copies; other public reproduction of copies; making adaptation of material; or putting it on the internet in any form.

Subscribers and users are not permitted to: reproduce, duplicate, copy or resell any part of or content of our websites, or published material; extract or transfer all or part of the published material into any other medium or database, public or private by any means; to use any robots, spiders, data mining or scraping technology or any similar third-party tools for the extraction or reproduction of any data or content from our websites; access to CbI’s copyright material does not imply any right to use that material for the development of artificial intelligence platforms of any description.

12. Prohibited uses of our website

12.1 You must not, without our prior written consent, access, interfere with, damage or disrupt in any way our website or any part of it, our systems, any of our hardware or equipment or any networks on which our website is hosted, any software that we use to create or modify the website or to make the website available to you, or any hardware, equipment, network, server, software or technology owned or operated by us or any third party.

12.2 You must use our website for lawful purposes only and in accordance with these Terms of Use. You must not use our website:

(a) for any purpose that is unlawful or that in any way breaches any applicable laws or regulations, whether local, national or international;

(b) for any fraudulent purposes whatsoever;

(c) to conduct any unsolicited or unauthorised advertising or direct or indirect marketing to anyone by any means, or to otherwise spam, communicate with or market to anyone any goods, services or business not authorised by us;

(d) to upload, host or transmit any viruses, malware, adware, spyware, worms, Trojan horses, keystroke loggers, spyware, logic bombs, time bombs or any other harmful programs or code which could adversely affect the use or operation of the website, our hardware or systems, or the computers, tablets, phones or other devices of any users or other third parties, or to upload any content or materials containing any such content;

(e) to communicate with, harm or attempt to harm children in any way; or

(f) in any way or for any purpose that breaches these Terms of Use or the terms of any of the documents these Terms of Use refer to.

12.3 You must not submit any information about you to us if you are under the age of 18, or about any other person who is either:

(a) under the age of 18; or

(b) if they are aged 18 or above, where you have not received their prior written consent to submit information about them to us.

12.4 You must not submit to us any information which is considered ‘sensitive personal information’. ‘Sensitive personal information’ is information about you or any other person which reveals your or their racial or ethnic origin, political opinions, religious or philosophical beliefs, trade union membership or which is genetic data, biometric data, information which concerns your or their health, sex life or sexual orientation.

12.5 If you accidentally or intentionally submit such information to us, you will be considered to have consented to our processing of that information on the basis of Article 9(2)(a) of the General Data Protection Regulation (Regulation (EU) 2016/769).

13. Viruses and other harmful content

13.1 We do not guarantee that our website does not contain viruses or other malicious software. However, we do make reasonable efforts to prevent such viruses or bugs from being uploaded to our website.

13.2 We shall not be responsible for any bugs or viruses on our website, or any software that might be transferred to your computer from our website, or any consequences which the presence or operation of such programs may have.

13.3 You must ensure that you have in place up-to-date and effective anti-virus protection on your computer or other browsing device.

13.4 You must not upload or otherwise introduce to our website any viruses, malware, spyware, adware, Trojan horses, worms, logic bombs, time bombs, keystroke loggers or any other programs or code that is harmful or malicious.

13.5 You must not use any third parties, software or technology to attempt to gain unauthorised access to our website, our servers, systems, hardware, software or data.

13.6 You must not attempt to perform any denial of service type attack on our website.

13.7 You must not perform any action which would contravene the Computer Misuse Act 1990.

13.8 We may report any breach or suspected breach of this clause 11 (Viruses and other harmful content) to the relevant authorities and may disclose your identity.

14. Links to other websites

14.1 Links to third party content or websites may appear on our website from time to time. We are not responsible for the content of any websites accessible via any link(s) on our website. All content on third party websites is outside of our control, and we do not represent or warrant that such content is related to us or our website, suitable or appropriate for use or viewing, lawful or accurate.

14.2 Any third party website accessible via a link on our website may collect and process your information. We are not responsible for any data-processing activities carried out by any third party website which is linked to from our website, and we disclaim any and all liability in respect of the same. You should check the privacy policy of any such third party to establish how they may use your information before you decide to use their website and its features.

15. DISCLAIMERS

15.1   the website is provided on an “as is”, “as available” and “with all faults” basis. To the fullest extent permissible by law, we do not make any representations or warranties or endorsements of any kind whatsoever, express or implied, as to:

(a)   the service;

(b)   the website content;

(c)   user content; or

(d)   security associated with the transmission of information to the website.

In addition, we hereby disclaim all warranties, express or implied, including, but not limited to, the warranties of merchantability, fitness for a particular purpose, non-infringement, title, custom, trade, quiet enjoyment, system integration and freedom from computer virus.

15.2.   we do not represent or warrant that the service will be error-free or uninterrupted, that defects will be corrected, or that the service or the server that makes the service available is free from any harmful components, including, without limitation, viruses. We do not make any representations or warranties that the information (including any instructions) on the service is accurate, complete or useful.

15.3. Use of CbI’s websites and content is entirely at Subscribers’ risk and Subscribers assume full responsibility for all use and reliance upon such use.

15.4. by accessing or using the website Subscribers represent and warrant that their activities are lawful in every jurisdiction where they access or use the service.

15.5 CbI does not endorse content and specifically disclaims any responsibility or liability to any person or entity for any loss, damage (whether actual, consequential, punitive or otherwise), injury, claim, liability or other cause of action of any kind or character based upon or resulting from any content.

15.6 Data and information is provided to CbI by its staff and network of correspondents through extensive surveys of sources and published with the intention of being accurate. CbI cannot insure against or be held responsible for inaccuracies and assumes no liability for any loss whatsoever arising from use of such data.

15.7 Neither the information provided by CbI nor any opinion expressed in any of CbI’s products is intended as an offer or solicitation with respect to the purchase or sale of any investment or as personalised investment advice. The information or any opinion expressed is not in any way legal advice or counsel and is not the opinion of CbI or any of its directors or employees. Information contained in CbI’s products cannot be used in any legal action, civil or criminal, without written confirmation of CbI.

16. Governing law and jurisdiction

16.1 These Terms of Use, any documents they refer to, and any disputes arising from or in relation to them or any documents they refer to, whether contractual or non-contractual, shall be governed by and construed in accordance with English law.

16.2 The courts of England and Wales shall have exclusive jurisdiction over any claims or disputes arising from or in relation to these Terms of Use and any documents they refer to.

Terms of use

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